I sometimes wonder why I have this site. There is more than meets the eye, for sure but it is a blog, and I don’t. Well, I am now, but, yeah, you know.
Today has been a trial at work, so much so that it makes one wonder why they are doing it. Of course the answer is obvious, to earn a loaf of bread. But it also makes the most sense that whatever you do for a living, you should enjoy. I mean, I know of characters who have worked their little arses off, then retire, then they depart this world. Don’t start me on where they might be after that. However did they actually enjoy those years they did have? If you were to listen to the moaning and mumbling of “Work to rule”, then you would conclude not.
So I get my pension statement and it makes interesting, if not worrying reading. I give example figures to prove the point. The statement states that over the last year you have contributed £1000 to your pension. It states that the company has kindly contributed £2000 on your behalf. Yay, three grand in the hand! Your pension pot has grown by £1,300. Waiiiiiiiit, where is the other £1,700? Disappeared into the black hole of bad investment. That’s the better part of a 60% loss. What The Cluck!!!
But wait, if the company had not made that £2000 contribution for you then your £1000 would now be worth £433. So actually this wonderful ideology that the company is helping you out actually transliterates to the company is filling in the hole. Someone is screwing this somehow.
So I’m talking to my finance guy and he says you need to get this money out. Err, like how? Like retire. I’m just short of 50. Are you serious? No. Thought not. You retire from a main job, take part of the pension and top it up with a smaller job.
So I’m like, actually I’m liking this idea. Seriously I am fed up with coming home entirely shagged out and feeling like for all the hard graft I’ve actually gone backwards, every ferkin day. Why not. I mean, one of our guys, he quit as an engineer to become a Postman. Yerrrr what? Huh? Why not? Sitting on ones arse at a desk every day isn’t going to promote a long and healthy life. Out on the rounds and getting fresh air and exercise, and being paid for it.
So am I going to change my name to Pat and acquire the monochrome feline? Actually I haven’t thought about it in that much detail. But its got to be worth looking into. I mean, the part retiring and getting the smaller job, whatever that might be. Having said that, getting the sack every day. Hell, it sounds like fun.
